Wednesday, December 7, 2011

Household insurance: With Advent decoration with caution

Household insurance, Insurance Tuesday, November 29th, 2011

Munich, 29 November (tc.) Many German love to decorate their homes during the Christmas season with all sorts of Christmas decorations. The increased use of fairy lights and candles in every year, however, leads to many apartment fires. Although it is commonly known that not just lighted candles left unattended, and yet many citizens rely on the fact that nothing will happen even if they leave the room with the soothing light short time out of sight.

If, because of the candles for the house fire, this is certainly a case for the household insurance. This may limit their performance considerably if the policyholder has acted negligently. It also makes the Federal Association of Fire Protection Trade & Industry Association (bvbf) attention in a recent message.

CANDLES, firecrackers and INSURANCE

At the turn of the risk of damage caused by negligence and careless use of candles and fireworks is great. The more important it is to have an appropriate insurance cover. To the Consumer Association of Thuringia has drawn attention.
Household insurance covers up to the agreed sum insured basically all damages to household use by the insured caused by fire, explosion, theft by burglary, vandalism, storm or tap water. Begin for example by burning candles, the fire curtain, this is a case for home insurance, said the consumer center. However, the victim could not have acted with gross negligence. Then it could happen that the insurance company pays a cent. Whether culpable conduct exists and to what extent, should be examined in each individual case.

Pitting only half pipe replacement

Dinslaken. Standing water damage shook a homeowners association in Hiesfeld. An eleven-year history of suffering

When it comes to water pipe breaks, the owners have a say of the five-family house on the road 83 in Sterkrader Hiesfeld more than just a word. However, while they sit back relax right now: Because of the variety of water damage has made the household have all copper pipes torn from the walls and replace them with plastic composite pipes.

The house was built in 1992, eight years later was the first water pipe through. The damage to the Nitz family hid as it were hidden in a wall. "It smelled weird Sun At first we thought our daughter would have somewhere an old banana, until we find the location behind the cabinet "says Norbert Nitz. It soon overtook the other apartment owners, quickly had each to tell his own story-line rupture. The damage had the same pattern: the thin copper pipe was eaten by a distance of more than 20 cm from the brazed fitting composite body. The damage affected only cold water pipes. And behind every claim there is a story; been knocked about by walls, down running water, gas leak detection by drying or by employees of companies who are called by their first names now. Dinslaken that a "pitting stronghold" is available for the owners out of the question. Whether in the gym, on the birthday or elsewhere: Everywhere the subject is present, almost everyone has that experience.

Tuesday, August 10, 2010

tips finding home insurance

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